ISN’T IT ABOUT TIME YOU FINALLY RECEIVED OBJECTlVE FINANCIAL HELP?You probably already know how difficult it is to obtain objective financial help. The problem with most pre-disposed sources of financial advice is that their final recommendations almost invariably conclude with the particular product which the financial institution was originally chartered to promote. Banks and other lenders seem to suggest the cure-all is an " individually tailored" C. D. or savings account. Brokerage firms abound with glittering get-rich-quick investment opportunities which rarely materialize. Insurance companies feel that your premium payments are the safest way to achieve almost every financial objective known. This abundance of conflicting, pre-directed financial advice simply results in confusion, indecision, imbalance and lack of coordination. This ultimately leads to sub-par financial performance and inertia. Guidance Financial Consultants, Inc., an independent Registered Investment Advisor is not owned by a bank, brokerage firm or insurance company. We know that an objective financial analysis always precedes the successful financial plan. A plan which is client goal-oriented, integrates and optimizes available resources, is balanced and coordinated. Applicable requested registered securities transactions are processed through an affiliation with Girard Securities, Inc. Since our success is a function of your success the following practical guidelines are inherent in our service. Our service is both independent independent and therefore objective. We are a privately owned, Kansas based, Registered Investment Advisor. Our service is comprehensive, encompassing and addressing all interrelated aspects of personal and/or business financial matters. Our service is continuous and does not cease upon an initial "sale" or service as do other "financial plans." Based upon the frequency you request, periodic updates and reviews are performed. Our service offers implementation help in all the necessary areas which require follow-through. We have all the necessary occupational licenses in-house to put your financial blueprint into action, and/or, we can direct you to qualified outside sources. Securities are offered through Girard Securities, Inc. Our service is confidential. As professionals our first commitment is to treat all personal and financial data we receive with the utmost care and privacy. -OUR COMMITMENT TO YOU- IT IS OUR PROFESSIONAL AND BUSINESS POLICY TO:
COMPUTER SUPPORT Over 100 different integrated computer software analysis programs provide support including Money Tree, Ramcap Advanced Asset Allocation Software, CDA Investment Technologies, Telescan Systems, Kettley Publishing, Client Data Systems and those created by us especially for you, all on our own computer systems. These are integral in the processes of: PERSONAL FINANCIAL PLANNING WHAT YOU WILL RECEIVE The financial analysis process basically involves the translation of personal objectives into specific plans and finally into financial arrangements to implement these plans . To this end, logical steps are followed in the process. Since everyone’s situation is totally unique, an individualized arrangement and analysis is required. An initial data and get acquainted session is the necessary starting point. Then, accordingly, these processes follow in sequence: GOALS AND PROFILE
ANALYSIS OF CURRENT SITUATION
IMPLEMENTATION AND FOLLOW-THROUGH
COMMUNICATION SERVICES: Just as we encourage our clients to stay in touch with us, we expect to stay in touch with you. This is a dynamic economy and change is the norm. You need to be kept informed. Guidance Financial Consultants, Inc., Principals and Account Managers will stay in touch with you via . . . PERIODIC REVIEW SERVICES: These are provided based upon the frequency and content you may desire. You receive an updated evaluation of your financial progress and standing that includes comparative: CASH FLOW and BUDGET REPORTS NEWSLETTERS: are provided periodically as a subscription for all clients of Guidance Financial Consultants, Inc. This will help you stay abreast of all the latest planning techniques, innovative ideas, financial services, products and economic trends. PORTFOLIO MANAGEMENT SERVICES: can be obtained on a fee only basis as an additional service upon request by clients of Guidance Financial Consultants, Inc.. Whether you have a lump sum distribution, a children’s education fund, an inheritance or a standing portfolio to build and manage, we stand ready to assist you using state of the art portfolio management technology, modern portfolio principles and asset allocation techniques. These are all orchestrated to bring you an optimal combination of risk and reward and performance customized according to your own set of tastes, circumstances and parameters. FINANCIAL FORUMS: are offered periodically on topics of general interest to all clients and are also for the purpose of allowing the introduction of prospective clients to us. All clients are sent a few extra invitations and tickets to give to friends that they feel should attend. Each client is encouraged to attend from time to time in order to stay current with the dynamic changes in the economy and the industry. These topics are given in an educational fashion. The topics encompass monetary and economic forecasts, income tax planning, estate planning and preservation, real estate and investment and leasing arrangements. MANAGEMENT AND ALLOCATION SERVICES: are screened and selected for all clients of Guidance Financial Consultants, Inc. Portfolio adjustment notices are mailed out periodically as received by us to all our clients who use any of the mutual funds (both no-load and load) followed by the top rated timing services we utilize. A limited power of attorney can be put in place for your portfolio enabling us to further make important and timely adjustments to a client’s mutual fund portfolio if requested. MONEY MANAGER SELECTION: It can be very difficult to generate profits in today's volatile securities markets without the help of dedicated, full-time professional asset managers. As advisors to substantial funds in pensions, trusts and individual holdings we are constantly aware of, analyzing and reviewing the performance of most of the nation’s leading professional money managers using the CDA Cadence Investment Advisor Performance Survey. In light of your parameters, to control risk and obtain better returns through Girard Securities we can introduce you to those strategically selected managers whose track records have demonstrated performance which meets our stringent criteria for confidence. CONSULTATION SERVICES: Guidance Financial Consultants Inc., principals and staff, are on hand to answer "what if" type questions about your financial life. What if I need a new office? Should I buy it, or should my business? If I buy a car should I finance it, lease it, or pay cash? What about when I retire? Should I take my retirement in cash, ten year forward average or roll it over into an IRA? There are a myriad of questions that need to be asked continually. We encourage you to do so and do so before you act--not after the fact! GUIDANCE "WHEN YOU TALK,...WE LISTEN!" Innovation, diversification and sound financial guidance are the key requirements for financial success in the next decade. |
